Promotional Financing available with the Regency Furniture Synchrony HOME™ Credit Card. See details below. Apply Now
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Change up your space and pay over time with the Regency Furniture credit card.
Promotional Financing
Available with the Regency Furniture Synchrony HOME™ Credit Card can help you bring it home today.
On qualifying purchases made with your Regency Furniture Synchrony HOME credit card. 6 months on purchases of $299+, 12 months on purchases of $999+, 18 months on in-store purchases of $1,499+. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required.
*Qualifying purchase must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. A Promo Fee does not apply to this offer. We reserve the right to discontinue or alter the terms of this offer at any time.
Synchrony HOME Cardholders can enjoy these everyday benefits anywhere the card is accepted.
At select Synchrony HOME locations, cardholders can enjoy
Benefits of the Synchrony HOME Credit Card
- 6 Months Promotional Financing on purchases of $299-$1,998.99, 12 Months on purchases of $1,999 or more anywhere the card is accepted.1
- 12 to 60 Months Promotional Financing on qualifying purchases at select participating Synchrony HOME retailers1
- Online account management and customer service
- A dedicated credit limit that can be used at home related retailers to help you purchase the things you want and need for your home.
- No annual fee2 and the ability to request a credit limit increase3
- $0 fraud liability and 24/7 secure account management
*Qualifying purchase must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. A Promo Fee does not apply to this offer. We reserve the right to discontinue or alter the terms of this offer at any time.
**Qualifying purchase amount must be on one receipt and is determined prior to down payment. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24. Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
1Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.
2New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval
3You may be subject to provide your annual net income if we do not have your recent information on file.
†Subject to credit approval.
Manage your account with Synchrony.
Make payments, view your balance, update account information and schedule up to 12 payments at a time.
FAQs
Regency Furniture offers customers a credit card through Synchrony Bank with a revolving credit limit to use agan and again everywhere the Synchrony HOME credit card is accepted, including Regency Furniture locations.†
To check the status of your Regency Furniture Synchrony HOME Credit Card account, click on the Manage Account link above/below to go to the Synchrony Bank website. After logging into your account, you will be able to:
- Make a payment
- View your balance
- Update your account information
- Schedule up to your next 12 payments
There are three convenient ways to pay your bill.
Pay online: Click here to manage your account and make payments online.
Pay by Phone: Contact Synchrony Bank Customer Service 1-866-396-8254 during the hours listed below to make a payment by phone. There may be an additional fee to make an expedited payment by phone.
Monday - Sunday 7:30am to 12:00 midnight EST
Pay by Mail: Mail payments to the address below: Ensure that you have plenty of time for your payment to arrive prior to the due date.
Synchrony Bank
P.O. Box 960061
Orlando, Florida 32896-0061
Manage your account with Synchrony.
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Click on the link below or stop into our store and apply for the financing option that best meets your needs.
Less than Perfect Credit
6 & 12 Mo. Deferred Interest Promotions*
Credit Line up to $6,000
Revolving Credit
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* While no credit history is required, Snap obtains information from consumer reporting agencies in connection with an application. Not all applicants are approved.